The Retirement Estate Planning & Services Team
President
R. Michael Slaughter, CFP, AEP, CLU, CRPC
For over 30 years, R. Michael Slaughter’s financial consulting practice has focused on retirement, estate and tax planning strategies. Mr. Slaughter is President of Retirement & Estate Planning Services, Inc.
Mr. Slaughter received his Bachelor’s Degree from the University of North Carolina at Chapel Hill. In 1980, he became a Chartered Life Underwriter (CLU) through the American College in Bryn Mawr, Pennsylvania and he received the Certified Financial Planner (CFP) designation from the College of Financial Planning in Denver, Colorado in 1983. The Life Underwriters Training Council and the National Association of Life Underwriters in Washington, D.C. named Mr. Slaughter a Life Underwriters Training Council Fellow (LUTC-F) in 1989. He received his Accredited Estate Planner (AEP) Designation in 1996. In 2007 he achieved the Chartered Retirement Planning Counselor (CRPC) designation also from the College of Financial Planning.
He is currently working and studying closely with CPA Ed Slott, one of the country’s leading experts on IRA regulations and little known rules. Mr. Slaughter is one of Ed Slott’s Master Elite Advisors that can be found at www.IRAHelp.com. He is also in a study group with Attorney Philip Kavesh who has developed a special stand-alone IRA Inheritance Trust and has obtained a private letter ruling for the document. Additionally, he is part of a practice development group with Attorney David Zumpano, a nationally recognized asset protection specialist focusing on business owners and seniors.
Mr. Slaughter has been an instructor of Finance and Insurance at the University or North Carolina at Charlotte and has served two years as President for the Charlotte Metrolina Entrepreneurial Council. Through his involvement in the educational and hands-on aspects of entrepreneurship, he has become aware of many unique issues facing business owners today. He is often used for financial consulting and/or implementation by property and casualty brokers, financial consultants, CPA firms and law firms. With all the new mortality tables and product changes in the life insurance industry, Mr. Slaughter is sought out for specialized life insurance audits for business owners, professionals, and high net-worth individuals.
The three most focused planning areas that he speaks about are “The Biggest Mistakes Seniors Make with Their Money, “Managing Your Liabilities to Increase Your Net Worth,” and “Estate and Asset Protection Planning.”
Senior Planners
William (Billy) Gwaltney, CFP, CLU, ChFC
William (Billy) Gwaltney has over 14 years of experience in the retirement planning and estate planning arenas. Mr. Gwaltney is a Senior Planner with Retirement & Estate Planning Services, Inc. (”REPS”), an integrated organization of planning professionals who specialize in resolving complex retirement, estate and business transfer issues.
Mr. Gwaltney received his Bachelor’s Degree in Finance from the University of North Carolina at Charlotte in 1992. Since then, he earned the Certified Financial Planner (CFP) designation in 2003 from the College of Financial Planning in Washington, DC. Also in 2003, Mr. Gwaltney completed the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from The American College in Bryn Mawr, PA. Mr. Gwaltney holds a Life, Accident & Health Insurance License.
Prior to joining REPS, Mr. Gwaltney was an insurance broker and investment representative for over nine years with one of the largest financial planning firms in North Carolina. He also spent over five years as Vice President and Consultant with the Professional & Executive Benefits Division of USI Consulting Group.
Together with the team at REPS, Mr. Gwaltney works closely with business owner, professional and retiree clients in helping them meet their financial goals and dreams.
Bruce D. Henning, CFP, CLU, ChFC, CRPC
For over 25 years, Bruce D. Henning has specialized in helping physicians, professionals, and small business owners with retirement and financial planning strategies.
Bruce attended the University of North Carolina at Chapel Hill and since then has earned the Certified Financial Planner (CFP) and the Chartered Retirement Planning Counselor (CRPC) designations from the College for Financial Planning in Washington, DC, He has also earned the Chartered Life Underwriter (CLU) and the Chartered Financial Consultant (ChFC) designations from the American College in Bryn Mawr, PA.
Prior to joining REPS, Inc., Bruce was a Vice President with USI Consulting Group, Inc. with responsibilities for helping to solve the retirement and financial security issues so often of concern to physicians and professionals.
Bruce currently serves as President-Elect on the board of the Society of Financial Service Professions, and is a FINRA Registered Principal and a FINRA Registered Representative.
Bruce enjoys baseball, college basketball, and bible study and is currently a student at Southern Evangelical Seminary. Bruce also is a member of Kingdom Advisors and is studying to become certified as a qualified member of Kingdom Advisors. Bruce resides in Charlotte with his wife, Judy, and three children, Sarah, Davis, and Michael.
