Our Services

 

Real Estate Planning

Your home and real estate holdings are often your most valuable assets. Our real estate planning services help ensure:

• Proper titling to avoid probate
• Protection of real estate from long-term care spend-down
• Seamless transfer to heirs or trusts
• Coordination with overall estate strategy

Medicaid Planning & Application Services

• Structure your finances to qualify without losing everything
• Submit applications with confidence
• Protect assets while meeting eligibility
• Avoid common disqualifying mistakes

Veterans Affairs (VA) Planning & Assistance

If you're a wartime veteran or surviving spouse, you may qualify for VA benefits such as Aid & Attendance. We assist with:

• Eligibility evaluation
• Benefits planning strategies
• Application support
• Integration with other long-term care resources

Long-Term Care (LTC) Education

Understanding long-term care options is critical. We offer educational resources on:

• Types of care (in-home, assisted living, nursing home)
• Cost expectations
• Private pay vs. public programs
• Proactive LTC funding strategies

 Tax Planning & Tax-Free Concepts

• Keep more of what you've earned with
• Retirement income tax strategies
• Use of Roth IRAs, HSAs, and tax-advantaged insurance
• Gifting strategies to reduce estate size
• Tax-free income planning through life insurance and annuities

Insurance Products

Insurance plays a key role in protecting your estate and providing for long-term care. We offer:

• Long-term care insurance
• Life insurance with living benefits
• Hybrid policies
• Asset-based LTC solutions
• “Special” Annuities
• Medicare Supplements
• Dental
• Vision
• Hearing

Estate Planning

Leave a legacy, not a burden. Our estate planning services include:

• Wills and trusts
• Powers of attorney and healthcare directives
• Asset protection strategies
• Beneficiary coordination

Financial Strategies

We take a holistic view to ensure all pieces of your financial life work together. Services include:

• Retirement income planning
• Wealth preservation
• Investment alignment with long-term care goals
• Intergenerational planning

 

 

 

 

 

 

 

 

 

 

 

How It All Ties Together:

At the heart of our services is Estate and Long-Term Care Planning—a comprehensive approach that integrates real estate, Medicaid, VA benefits, taxes, insurance, and financial strategies. Our goal is to:

• Protect your assets from healthcare-related expenses
• Provide peace of mind to your loved ones
• Ensure your wishes are carried out with dignity